Biden Announces Economic “Dream Team”

(FinancialHealth) – Over the past few days, potential president-elect Joe Biden has announced his picks for what he hopes will become his economic team. The picks come with quite a bit of controversy and it appears members of both the Left and the Right are less than thrilled. Why? Biden promised to be a progressive […]

Discharging Student Loans In Bankruptcy

(FinancialHealth) – Student loan debt has been a topic of controversy for quite some time. In 2019, debt levels reached a whopping $30k average – the highest in a decade. The Federal Reserve estimates more than $1.6 trillion of the national debt is from student loans alone. Despite so many students falling behind on this […]

Gates Loses Position – Is Bezos Next?

(FinancialHealth) – Elon Musk has done it again. Just last week he pushed past Facebook’s Mark Zuckerberg, taking his position as the third richest person in the world, according to the Bloomberg Billionaire Index. But now, just barely a week later, he’s made another huge jump, surpassing Bill Gates and taking his position in 2nd […]

Dems Under Pressure To Pass Smaller Stimulus

(FinancialHealth) – Democrats and Republicans have been locked in negotiations over the next COVID stimulus package since the first one went through. Now, as COVID case numbers soar and unemployment numbers rise with them, the pressure is on to pass a bill to provide much needed assistance to Americans. So what’s the problem? The Democrats […]

Creating A Dollar Tree Holiday Meal (Yes, You Can!)

(FinancialHealth) – Preparing a holiday meal (any holiday meal) can be pretty costly. As a matter of fact, the Farm Bureau estimates the average feast for 10 costs about $50, while Lending Tree estimated the average for food alone to be around $230. A lot of families are struggling right now, making it tough to […]

Dow Makes History, Dems Quiet

(FinancialHealth) – Tuesday, November 24th was a historic day for the Dow, as the market topped 30,000 for the first time in history. Financial experts credit the prospect of a COVID vaccine allowing the economy to reopen sooner rather than later, as well as the strengthening housing market, to the unprecedented gains. Stocks directly impacted […]

State Department Halts Funding

(FinancialHealth) – We may not have a new stimulus package, and the election results may be up in the air, but our administration is still hard at work. According to our friends at RightWing, secretary of state Mike Pompeo made an announcement about future funding rules. The State Department has moved to ban the funding […]

How To Protect Your Card Numbers While Shopping

The Best and Worst Credit Cards to Carry

(FinancialHealth) – Online shopping has been growing in popularity, but this holiday season the practice will be commonplace. Thanks to COVID restrictions, a lot of people will be turning to a wide variety of online shops to fill in the gaps, using their credit and debit cards to pay for their purchases. While credit and […]

Mark Zuckerberg Replaced As Third Richest Person

(FinancialHealth) – Mark Zuckerberg has enjoyed the third position on the Bloom Billionaires Index for quite some time now, boasting a net worth of over $106 billion. This week, however, Tesla saw a huge increase in share value, bumping Elon Musk’s personal wealth by $15 billion. The bump pushed Musk to approximately $117 billion, which […]

Expanding Your Wealth After College

That college graduation that you enjoyed so much may be a happy moment but it also marks the beginning of a lifelong struggle to make ends meet. As an anointed graduate ready to enter the competitive workforce, you are only at the starting line of a challenging race towards financial success. Nothing can prepare you […]

Feeding A Family For $10 A Week

(FinancialHealth) – Grocery prices are on the rise. Rising food costs and the instability of employment have left a lot of Americans wondering how they’re going to put their next meal on the table. While there are a lot of assistance programs, food banks, and pantries in local municipalities, some shoppers have taken extreme measures […]

Building Yourself Back Up from Bankruptcy

It’s that moment when you’ve hit rock bottom and you feel things are at its worst that one realizes that the wisest people have always turned their problems into opportunities. At a time when the economic wheel has been slowed down by the coronavirus, bankruptcy is an unpleasant awakening that many Americans have had to […]

How To Get FREE Food This Thanksgiving

( – Giving back seems to be the name of the game this holiday season – not just in words, but in action. A lot of big businesses are acutely aware of how difficult 2020 has been for the community at large, and many are looking for ways to ease some of the burden while […]

What to do Before Buying a Home

Many Americans dream of buying a home for themselves. However, this is a very big goal that can get managed incorrectly. There are strategies that you can follow which can help prepare you to become ready to be a homeowner! Make Sure to Have an Emergency Cushion Owning a home is expensive, normally what a […]

Tips for Handling Unemployment

Millions of Americans filed for unemployment during coronavirus season, which means you are not alone in your struggle. Unemployment brings a whole list of problems, however, one of the biggest challenges is figuring out your finances. Luckily, there are ways you can handle your budget to make unemployment more manageable until you find your next […]

Understanding COVID Home Foreclosure Season

COVID has brought a lot of stress to Americans in numerous ways. However, one of the major concerns that Americans face is handling foreclosures due to COVID. Luckily, there are steps that you can take to give yourself a better chance at protecting your home from foreclosure: Communication with Your Lender is Key The best […]

Trump’s Lawyers Demand Voting Software Probe

( – Trump supporters were left stunned yet pleasantly surprised by a Fox news interview on Sunday, November 15th. During the interview, lawyers Rudy Giuliani and Sidney Powell uncovered ties between the Dominion voting system used in the US elections and elections that were believed to have been stolen in other countries. Trump supporters have […]

How an IDA can Help

Many people are not aware that an Individual Development Account (IDA) can be used to improve your life whether that be going back to school, tripling your savings on a down payment on a home loan, or even starting your own business! This account is dependent on community resources and government grants that provide the […]

Tips to Better Handle Your Budget

It can be hard enough already to make a budget, let alone keep up with it. Many people feel overwhelmed with their finances and find it hard to maintain their goals. Luckily, there are tips that you can follow that may be able to make budgeting easier to handle. Tip #1: Make a Realistic Budget […]

Online Tool to Help You Find Resources

It can be difficult navigating the world of assistance options, especially when you are dealing with additional stress from your current situation. That is when online tools like BenefitsCheckUp, can help make finding resources more manageable. BenefitsCheckUp is a tool provided by the National Council on Aging to provide seniors with accessible resource options in […]

URGENT: Still Waiting On A Stimulus Check?

( – Article Update: 11/16/20: According to the IRS, the deadline for non-filers to file for their economic impact payment is now November 21, 2020.  Originally published 9/15/20: Believe it or not, the IRS is reporting they have yet to mail round-one stimulus checks to a staggering 9 million people. Why? That’s how many people […]

Understanding How HARP can Reduce Your Mortgage by up to Thousands

What is HARP? HARP stands for the Home Affordable Refinance Program. This program is available to a variety of qualifying individuals, however, can be extra helpful for seniors with limited equity and limited income. Understanding HARP This program allows you to refinance your mortgage for either a lower interest rate or a lower monthly payment. […]

Officials Butt Heads Over Next Stimulus

(FinancialHealth) – Americans have been waiting anxiously for an update on the next economic stimulus package. The March 2020 CARES Act brought some relief, but much of that ran out or expired as early as July. The pandemic rages on and the public is looking towards Congress for another round of relief. Senate Majority Mitch […]

Amazon Files Lawsuits Against Influencers

( – Amazon is known for its wide variety of products, quick shipping, and Prime benefits. What they don’t want to be known for is selling counterfeit goods. Amazon recently filed lawsuits against a couple of popular online influencers. The influencers are accused of using a dozen third-party sellers to sell counterfeit goods via the […]

BLM Accused Of Funneling Money To Biden

( – The subject of money and how it’s used in politics has been pretty hot lately. That’s why we weren’t too surprised to find out Candace Owens, one of President Trump’s supporters, is now loudly questioning how donations made to the Black Live Matter Movement were used. Our friends at United Voice took a […]

Aldi Store Near You? Check Out These 10 Secrets

( – Love shopping at ALDI? It certainly has a bit of a cult following. While the store is known for its incredibly competitive prices, there are some savvy shoppers out there sharing their tips for getting the best bang for your buck. The Deal Guy, a YouTube favorite, has a few secrets to share. […]

Secret 3 State Assistance Tips

Due to the increased number of unemployment rates that America has faced, the United Stated rolled out new systems for applicants trying to get unemployment benefits. However, a lot of people were confused as to whether or not they even qualify for assistance. Luckily, there are some tips available that can help you navigate unemployment […]

Tips for Homeowners That Want Extra Cash

Even if you have a plan for your finances, unexpected events can still ruin all of your plans. Sometimes you may even consistently need extra money every month due to your current situation. Luckily, that is when reverse mortgages become a great option for you to consider. These can provide additional money every month, improve […]

Bloomberg Loses $100 MILLION In Florida

( – If 2020 has taught us anything, it’s that money can’t buy you love… or… uh…. votes, for that matter. While big donations are no surprise during the elections, it isn’t generally normal to see one person throw a cash infusion at a particular state – especially outside of his own geographic area. President […]

Best Loans for Credit Repair

When you have bad credit, it can be hard to find a loan that works well for your situation. However, loans are an important tool when it comes to building your credit score. Luckily, there are options available for people to build their credit even if they have a bad credit score. Car Loans A […]

Round Two of PPP Loans

Unfortunately, small businesses were unable to secure the second round of Paycheck Protection Program (PPP) loans. The plan was for them to roll out on April 27th, 2020. However, that was not the case due to technical errors. The system that the Small Business Administration (SBA) uses for banks, called the E-TRAN system, was struggling […]

HUD’s Plan on Obama Rule

In 2015, the Affirmatively Furthering Fair Housing (AFFH) program used an assessment tool to map racial segregation. However, this made it extremely difficult for applicants to get the housing assistance they need. So much so that 63% of cities had their housing plans either completely rejected or only accepted with numerous updates. This caused a […]

Affordable Cities in America

Many people don’t realize that the cost of living is rising in America. In fact, for the entire United States, the average cost of housing is 2% higher than before. Countless Americans feel the increased cost of living, but those on fixed incomes, like retirees can feel it even more. If you have a fixed […]

Read This before Hiring Financial Advisor

Many people may feel overwhelmed when it comes to dealing with their finances. That is when people typically turn to hiring a financial advisor. A financial advisor can help you reach specific financial goals. For example, if you want to prepare to buy your first home, or prepare for retirement. These financial goals can be […]

Should You Pay for Financial Advice?

People often struggle to properly deal with their finances. They can get overwhelmed and don’t know how to make the right decisions. Luckily, there are people available that can help provide you with financial advice. It is important to know why you would need to pay for financial advice in order to see if it […]

Election Worker Calls Out Voting Irregularities

( – It’s been a full week since the November 3rd elections and American’s are still not sure exactly who will be confirmed as the next president. Over the past several days, several people have come forward with stories about questionable behavior at polling places. Fox News claims to have a copy of an affidavit from […]

Travel Mugs Recalled for Injury and Burn Hazard

( – Grabbing a hot cup of coffee or tea to take on the go is an incredibly popular morning habit. Unfortunately, those using this particular travel mug may be putting themselves at risk. The Rambler® 20 oz Travel Mug with Stronghold Lid has been declared potentially hazardous. The magnet slider responsible for keeping the […]

Soros and Zuckerberg Spent Millions Influencing Elections

( – The fact Americans like to spend money on politics is no real secret. The lengths people will go to, or what they’re willing to spend in order to influence an election, is an entirely different story. Billionaire businessman George Soros has long been a well-known supporter of the Democratic party, regularly reported as dumping […]

McConnell Wants Stimulus Deal By End Of Year

( – While Americans have spent the week on edge waiting for election results, legislators have been reviewing the numbers and making plans for the next stimulus package. This past Wednesday (November 4th), Senate Majority Leader Mitch McConnell told reporters he would like to see another rescue package passed by the end of 2020. McConnell […]

15 Brilliant Money-Making Hobbies

( – A beloved hobby can be a fun way to pass time, whether you knit socks for your grandkids, paint portraits for your living room, or do something in your own backyard. Aside from the fun factor, hobbies give us the added benefit of stress relief and improved physical health and they can also […]

How Much Election Money Is Too Much In Politics?

( – Truth? Elections cost money – a lot of money. As a matter of fact, it’s estimated that this year’s election cycle cost upwards of $11 billion. According to research done by the Center for Responsive Politics, this year’s total is the highest we’ve ever seen. This begs a couple of pretty important questions. […]

POTUS Hopeful As States Continue Counting Votes

( – It’s become clear over the past few days – especially last night – that the country has underestimated the amount of support Donald Trump has. While the final results are unclear, it seems as though President Trump is positioned relatively well. We’ve pulled together a collection of pieces summarizing yesterday’s events: Trump Hopeful […]

How To Get Temporary Assistance For Needy Families

( – The Temporary Assistance for Needy Families (TANF) program is a federally funded program designed to give states grants to help needy families with emergency assistance and services. The TANF program funds state programs designed to help with cash support, childcare, and job services. Applicants qualify for TANF if they are either pregnant or […]

5 Apps You Can Use to Get Paid for Regular Spending

( – Some of us love to shop so much we see it as a fun hobby — others of us, not so much. But the one thing we all have in common is that there are some things we just have to shop for whether we want to or not. Since this is the […]

The Perfect Job For Anyone Who Wants To Leave A Legacy

The Right Job for Seniors Who Want to Inspire a Generation

Schools and city-based programs are always looking for coaches to help teach sports to today’s youth. Retired seniors can make this their job, as they often have plenty of experience and advice to offer. It also gives seniors a chance to bond with the community and ensures that the kids have a mentor to look […]

3 Ways to Make More Than $5 on

3 Ways to Make More Than $5 on

( – is a website that allows freelancers to offer various services for $5 per gig. Customers can browse for all types of services, including graphics and design, content writing, social media campaigns, and more. You might be wondering how freelancers can afford to work for $5 per gig. After all, you’d have to […]

4 Reasons to Open an HSA

4 Reasons to Open an HSA

( – Healthcare Spending Accounts (HSA) are growing in popularity. At one time these accounts were merely perks offered by employers, sometimes with matching contributions. Now, they’re more widely available to the general public, thanks to the availability of high deductible health plans. If you have the means to put some cash aside, you should […]

Can You Eat Food That’s Both Budget-Friendly And Health-Conscious?

Can You Eat Both Budget-wise and Health-conscious?

( Smart Quiz: Can You Eat Food That’s Both Budget and Health-conscious? Yes, You Can Not Realistically Answer: Yes, You Can The internet is always buzzing with the latest healthy recipes and new ways to use healthy foods. But right along with that information are the complaints about the expense of eating healthy. Sure, a […]

Overcoming Those Savings Hurdles

Even among full-time employees, pay can vary greatly from pay period to pay period. Hourly employees, for example, could work as few as 30 hours and still be considered full-time. A sales representative might work on commission, with their take-home pay depending heavily on how they perform each week. Variable income presents a challenge when […]

POLL: Should Adults Who Owe Child Support Receive Stimulus Checks?

4 COVID-19 Money Tips

Thank you for voting in our recent poll. Results will be tabulated and shared shortly. ( – Congress is still working diligently to get a second stimulus bill passed. While it seems as though Americans will see another round of direct payments, another question weighs heavy on the minds of those involved. Will adults who […]

Should You Leave Your Grandkids an Inheritance or Pay Off Their Student Loan Debt?

Should You Leave Your Grandkids an Inheritance or Pay Off Their Student Loan Debt?

( – Managing how to disperse the final expenses of a life insurance policy and other assets is a very important financial task. But that doesn’t mean it should be complicated. If the heir is a grandchild, it’s important to take a look at their existing financial lifestyle. Are they straddled with a lot of […]

What Is a SIMPLE Retirement Plan?

What Is a SIMPLE Retirement Plan?

( – When it comes to retirement savings, getting the most out of your hard-earned money is something to strive for. This starts with signing up for an account that takes the guesswork out of investing. A SIMPLE IRA does just that, especially if you work for a small business. Here’s why. What Exactly Is […]

This Site Helps Save on Prescriptions

This Site Helps Save on Prescriptions

Doug Hirsch, the co-founder of GoodRX, wants Americans to stay healthy without going bankrupt, he recently told CNBC. With the rising costs of prescription drugs, inexpensive options are more important than ever. Founded in 2011, GoodRX connects consumers with discounts, coupons and resources for cost comparisons of prescription drugs. Since inception, the company says it […]

POLL: Should You Buy Stocks Before Or After The Election?

More Up than Down: Why Stocks Are So Valuable

Thank you for casting your vote. We’ll tally up the responses and post the results soon! ( – We’ve watched the stock market fluctuate drastically throughout the course of 2020. Now, just about two weeks out from the November elections, those looking to invest have one question – buy stock now, or wait? The answer […]

POLL: Should Americans Receive Another Stimulus Check?

Stimulus Stalls, Trump May Act

The Results Are In: 73% – YES 27% – NO ( – Millions of Americans are struggling in the wake of the COVID pandemic, with many still completely out of work or staring down the pending closure of their personal businesses. While the CARES Act, passed in March, gave every American with a specific adjusted […]

Holiday 2020 Shopping Scams – Start Planning Now


( – With Amazon Prime day behind us, all eyes are now on the start of the holiday shopping season. Even though online shopping has seen a surge in popularity over the past several years, COVID restrictions will very likely push those numbers even higher. The problem? Online scammers know this… and they’re ready, too. […]

Creative Ideas for Staying Hydrated

( – The body’s organs need fluids to do their jobs, but dehydration is a risk for older adults because the water content in the body decreases with age. According to one 2017 study published in the journal European Geriatric Medicine, clinical dehydration was noted in 8.9% of diagnoses and accounted for 0.6% of emergency […]

What Can You Learn From a Home Energy Audit?

Homeless: Could the Number Spike Soon?

Utility bills consume a great deal of the average household budget. Some people pay their bills diligently every month without wondering about rates and savings, but many would like to find ways to cut those costs. One way to see exactly where the money goes is to conduct a home energy audit (HEA). Let’s look […]

Hurry! Amazon Prime Day Is Ending!

Will COVID-19 Suffocate Amazon?

( – Have an Amazon Prime account? If so, today’s the last day to take advantage of this year’s “Prime Day” savings event. Confused about the timing? You’re not alone. Amazon initially introduced Prime Day in 2015 as a way to get more people to sign up for the Prime discount service. Since then, it’s […]

When Is the Best Time to Evaluate Your Retirement Situation?

When Is the Best Time to Evaluate Your Retirement Situation?

( – By the time they retire, most people hope to have their mortgages paid off and enough money flowing in to pay the bills and then some. But life happens and there are several scenarios that could trigger a change in plans along the way. Five years before retirement is a good rule of […]

Don’t Hire a Financial Advisor Without Reading This

Don't Hire a Financial Advisor Without Reading This

With financial security on the line, hiring a financial advisor is a smart move. This professional plays an important role in helping you to meet long-term financial goals, such as preparing for retirement or saving for secondary education for kids and grandkids. Choosing the wrong person, however, could negatively affect the future of your savings […]

Benefits of Giving a 529 Educational Trust to a Grandchild

It isn’t uncommon for grandparents to make preparing for their grandkid’s futures a part of their financial planning, especially once their own retirement goals are met. There are many ways to help grandchildren out financially, from paying for music lessons to purchasing new clothes and shoes before the new school year. Paying for college, however, […]

What’s the Best Way to Buy a Car On Any Budget?

What’s the Best Car to Buy On Any Budget?

Not everyone who needs a new car has a huge budget or the means to take out a loan. Even if they can, taking out a loan can result in hundreds or thousands of dollars in unnecessary fees. The reality is that paying cash for a car, no matter what the budget range, will always […]

Don’t Underestimate the Power of This Simple Habit

It isn’t always possible to control our health, but there are things we can do to give our bodies an advantage against illness and disease. Eating nutritious meals, getting plenty of exercise and adequate sleep are all important ways to strengthen our bodies. There is one habit, however, that takes very little time and effort […]

Here’s What You Need to Know About FMLA

The FMLA or Family Medical Leave Act of 1993 is a law that allows employees to have protected time off from work to care for a loved one or themselves. If there is someone in the family that needs care, the parent, spouse or child can take up to 12 weeks per year off work […]

Pre-Plan Your Funeral — Here’s Why

( – Only 21.4% of Americans have their funeral plans spelled out for their loved ones, according to a 2017 survey by the National Funeral Directors Association. These aren’t easy decisions, of course, and thinking about the end of your life can be difficult or cause anxiety. Nevertheless, there are convincing reasons to start pre-planning […]

5 Things To Do Immediately After Losing A Job

( – Job loss is tough. Unemployment can create a lot of insecurity, no matter the specific circumstances of a layoff or firing. Knowing what to do in the hours and days that follow job loss isn’t always easy — the anxiety of this massive change can make it difficult to think clearly, but appropriate […]

How to Stay Motivated When Financial Setbacks Occur

How to Stay Focused When Financial Setbacks Occur

( – Financial setbacks are bound to occur from time to time. You never know when a medical issue will arise, leaving you out of work for days, weeks, or even months. Other unexpected expenses can come up too, from vehicle repairs to natural disasters. Stress and anxiety often cause these setbacks to spiral our […]

The Best Financial Instrument You Can Have

Why a Savings Account is One of the Best Financial Instruments You Can Have

( – Saving money is not as easy when you simply try to keep some extra cash on hand or even around the house. Rather than holding onto large bills, it’s best if you open a savings account where your money gets safely stored. A savings account is one of the best financial instruments you […]

Side Gigs for People Who are Great with Technology

Side Gigs for People Who are Great with Technology

Do you have a knack for technology? Are you good at taking things apart and putting them back together? Great at coding or other online work? These gigs are for you. Computer Repair – Do you have a knack for technology and understand the inner workings of a computer? Not afraid to take them apart […]

What Is a Durable Power of Attorney?

There are circumstances that may limit an individual’s ability to make important decisions affecting their well-being and quality of life. Aging adults or adults with a progressive disease should prioritize thinking ahead to who will navigate their medical and financial needs when they are no longer capable of doing so for themselves. A durable power […]

How To Get FREE Swag From Facebook

( – Yup, you read that right. Facebook is looking to promote a new part of the platform and is doing so by appealing to our love for free stuff. Go figure. The new feature is called Facebook Campus, a dedicated area of the platform designed for college students. In order to join, college students […]

FREE MONEY Tip #12: Unclaimed Cash

( – What if we told you that millions of people are owed money they’ve never received? Unclaimed deposits, insurance refunds, forgotten funds, old savings accounts and more go unclaimed every single year – and a lot of people never even realize the money was owed to them to start with. Why didn’t you get […]

Don’t Fall Victim To These New COVID Scams

( – Scams are nothing new, but the creative lengths predators are willing to go to in order to take advantage of the COVID-19 pandemic continues to amaze us. There are two newer scams spreading you need to be consciously aware of. COVID-19 Relief Grants This scam commonly involves Facebook. Scammers will either hack or […]

FREE MONEY Tip #11: Refund Apps

( – How many times have you made a purchase, only to find out the prices dropped on some of the items you purchased later on? What if we told you there are apps you can use to track price changes and get refunds – for FREE? Enter, Paribus. Owned by Capital One, this completely […]

New SCAM Targets Popular Online Services

( – Amazon and Netflix users – take note. A new phishing scam is targeting the users of these incredibly popular online services. Netflix users are likely to receive an email saying their billing information needs to be updated. The link in the email asks users to log in, but what you really end up […]

5 Free and Low-Cost Ways To Entertain Your Family

A night out on the town is fun and entertaining. Dinner, a round of golf or maybe a movie can make it a night to remember, but it can wreak havoc on the pocketbook. So why not look for cheaper alternatives? Ready to cure that cabin fever? Get out and spend quality time with the […]

What Aspect of a Will Do People Often Forget to Include?

What Aspect of a Will Do People Often Forget to Include?

Most people create a will intending to leave their most valuable assets to their close family members. While primary emphasis is usually placed on financial assets and property, there are a few factors that are commonly overlooked.These include care for pets, the capability of the beneficiary, and access to digital assets. Here’s what you need […]

Side Gigs for People With Cars

Side Gigs for People with Cars

( – Do you have a car? Don’t mind spending time behind the wheel? There are options for driving people around, transporting food, or delivering packages. There are even ways to make money off a vehicle without driving it! Even if you don’t need the extra money, but do need a reason to get out […]

Making the Decision to File for Bankruptcy

Is Bankruptcy the Answer?

The decision to file for bankruptcy isn’t one to take lightly. Individuals who are facing large credit card balances, medical bills and past-due mortgage payments can use this option to get out from under insurmountable debt. However, it’s a choice that should be avoided if possible. Bankruptcy isn’t an easy fix, there are lasting consequences […]

Side Gigs for People Who Can Cook

Side Gigs for People Who Can Cook

Do people seek you out when it’s time to throw a party or host a special event? Are they always asking you for your signature dish — or for any dish, because everything you make is so wonderful? You may want to consider a side gig with food. Just make sure you check into your […]

How To Get Massive Amazon Discounts with The Humble Warrior

How To Save Money On Amazon

We know times are tough and money is tighter than ever before. We spend a lot of time scouring the internet to find opportunities to get free or massively discounted products. One of our more recent discoveries is a website and corresponding Facebook group known as The Humble Warrior. The Humble Warrior markets itself as […]

How You’re Ruining Your Credit

How You’re Ruining Your Credit

You think you’re doing everything right. You have a credit card or two, you’re making regular payments, and maybe you even have a small car loan. You have a good debt to credit ratio and you’re building your credit score like a pro. Unfortunately, it’s a lot easier to ruin your credit than it is […]

How To Get FREE Chicken Nuggets (Wed, 9/16/20 Only)

( – Look. We get it. Fast food isn’t the best thing for you. But if you’re a fan of McDonald’s chicken nuggets or are looking for a way to stretch your meal budget for the week a bit, you may want to check out tomorrow’s deal. McDonald’s just launched a promotion called “Spicesurance.” If […]

Make Money Selling Your Vintage Video Games

Vintage Video Games - a Money Maker?

( – If you loved video games in the 1980s, you were considered a geek (and often an outcast). Despite the fact that gaming wasn’t publicly popular back then, under the surface, a storm was brewing. Nintendo’s quick rise to popularity resulted in an ultra-fast collector’s industry and an entire generation of gamers. Today, just […]

Why Pet-Sitting is the Purrfect Side Gig

Why Pet-Sitting is the Purrfect Job for Older Adults

( – Seniors looking to make some extra cash should give pet-sitting a try. Not only is it a simple way to earn money, but it also has quite a number of health and wellness-related benefits as well. It’s the purrfect job for older adults who enjoy the company of animals. Companionship Many older adults […]

How To Save Money On Energy AND Taxes

How to Get a Refund From Solar Credits Even if You Don't Have Solar…

The goal of solar electric systems is to save on costs. You utilize the power of the sun and turn its rays into electricity to power your home. Not only do you save in the long-run, but you can also save on taxes. A special tax credit is issued to those who install these solar […]

Are You Saving Too Much?

( – Savings accounts are a fundamental part of any solid personal financial plan, but it is possible to put too much in them. Most of us don’t have to worry too much about that, but every now and then we may get lump sums of money and be tempted to put them in savings, […]

It’s Time to Pare Down Your Debt, But Where Do You Start?

What Type of Debt Should You Pay Off First?

( – As of the second quarter of 2020, Americans owed a staggering $14.7 trillion in consumer debt. While not every type of debt is bad (think mortgages), revolving consumer debt, like credit cards, is considered the worst kind, due to high interest rates. Users tend to make only minimum payments each month, never really getting […]

Short-Term Methods For Tackling Debt

Pay Off Debt With Great Short Term Results

( – Being stuck in a cycle of debt is overwhelming. The bad news is it won’t go away on its own. The good news is, you can take progressive steps to tackle it and hopefully get it paid off sooner rather than later! So you probably want to know the quickest way to pay […]

New Walmart+ Service to Rival Amazon

New Walmart+ Service to Rival Amazon

( – Move over, Jeff Bezos! There’s a new delivery service on the block. Walmart+ officially debuted on August 31, and it has Amazon Prime in its sights. The new membership service will cost customers $98 annually, or they can pay $12.95 per month. It’s going to absorb Walmart’s current Delivery Unlimited service, and anyone […]

FBI Alert! Fraudulent Website Scams

FBI Alert! Fraudulent Website Scams

( – Scammers are always looking for new ways to steal money from unsuspecting people. Fake websites are one of the ways criminals do this. And according to the FBI, these types of schemes are on the rise. In August, the FBI issued a public service announcement notifying Americans about a rise in “online shopping […]

How to Get Your Partner to Stick to a Budget

How to Get a Partner to Stick to a Budget

It’s common for partners to have different ideas about money and household budget issues. Disagreements about how money is spent can lead to serious financial woes. Whether a couple is saving for retirement or to pay off debt, these tips can help them motivate each other and encourage a partner who has money issues to […]

Second Stimulus: All Hope Is Not Lost

Second Stimulus: All Hope Is Not Lost

( – The Senate will be back on Capitol Hill on September 8, and lawmakers are expected to pick up negotiations on the next stimulus bill. Republicans are reportedly discussing a targeted bill to deal specifically with the most important issues on the table. That’s led to speculation that direct payments may not be sent […]

Side Gigs for People Who Don’t Have a Ton of Time

Side Gigs for People Who Don’t Have a Ton of Time

Working hard but coming up a little bit short? Just looking to make a few dollars here and there when you have a little bit of spare time? These options aren’t going to make you money fast, but the cash can add up over time if you’re looking to simply bank a bit for the […]

Start Planning Now for 2021 HSA Changes

Start Planning Now for 2021 HSA Changes

( – In 2020, the lobbying group America’s Health Insurance Plan reported that roughly 22 million Americans had health savings accounts (HSAs). These are available to people who have high-deductible insurance plans, and they provide tax breaks to people who use them. Every year, the IRS tweaks how much a person can contribute to their […]

How To Settle On Old Debt

How to Haggle with Lenders on Old Debts

If you regularly cringe at the mail and wonder how you’re going to pay old bills, you’re not alone. Millions of Americans struggle with old debt for a wide variety of reasons. Medical emergencies, job losses, and economic changes have made it very difficult for some of us to keep up. At the end of […]

COVID and Financial Exhaustion: How to Protect Yourself

COVID and Financial Exhaustion: How to Protect Yourself

( – The COVID-19 pandemic has been stressful. Not only are Americans worried about their health, but they’re also concerned about their finances. Surveys have shown workers feel burned out. That could lead to people putting off their financial planning, which isn’t a great idea. Retirement planning should never go on the back burner, no […]

7 Unexpected and Costly Life Expenses

7 Unexpected and Costly Life Expenses

Life has a way of throwing us curve balls. Just when we think we have everything under control (especially our finances), something crops up and demands more of our money than we have. This is exactly why a lot of Americans take out costly credit cards and loans, despite being taught surviving off credit is […]

Is Your Grocery Bill Killing Your Budget?

According to USA Today, the average household in America is spending $4,049 on groceries each year, according to USA Today. This number doesn’t include the $3,154 spent on food eaten outside of the home, in restaurants or picked up in a drive-through line. Groceries are an unavoidable expense and rising food prices can make it […]

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